Call reports 2020
KISH BANK — 2020
What KISH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 951,968,000 | 1,045,096,000 | 1,045,827,000 | 1,105,423,000 |
| Total loans | 714,351,000 | 789,651,000 | 795,583,000 | 771,408,000 |
| Allowance for loan losses | 7,826,000 | 8,776,000 | 9,226,000 | 9,771,000 |
| Securities available for sale | 122,280,000 | 128,088,000 | 128,499,000 | 128,037,000 |
| Securities held to maturity | 6,750,000 | 9,250,000 | 9,750,000 | 11,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 723,497,000 | 822,389,000 | 825,177,000 | 881,236,000 |
| Interest-bearing deposits | 610,699,000 | 669,460,000 | 682,004,000 | 742,173,000 |
| Noninterest-bearing deposits | 112,798,000 | 152,929,000 | 143,173,000 | 139,063,000 |
| Equity capital | 79,511,000 | 81,698,000 | 83,404,000 | 86,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,507,000 | 20,203,000 | 29,581,000 | 39,446,000 |
| Interest expense | 2,237,000 | 3,941,000 | 6,056,000 | 7,681,000 |
| Net interest income | 7,270,000 | 16,262,000 | 23,525,000 | 31,765,000 |
| Noninterest income | 2,447,000 | 4,713,000 | 7,419,000 | 10,240,000 |
| Noninterest expense | 7,126,000 | 14,497,000 | 21,741,000 | 29,034,000 |
| Provision for loan losses | 318,000 | 1,268,000 | 1,718,000 | 2,268,000 |
| Pretax income | 1,941,000 | 4,877,000 | 7,159,000 | 10,518,000 |
| Income tax | 275,000 | 697,000 | 1,002,000 | 1,490,000 |
| Net income | 1,666,000 | 4,180,000 | 6,157,000 | 9,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,400,000 | 80,855,000 | 82,133,000 | 84,303,000 |
| Total capital | 88,420,000 | 89,824,000 | 91,552,000 | 93,992,000 |
| Risk-weighted assets | 748,779,000 | 751,694,000 | 763,296,000 | 774,852,000 |