Call reports 2018
KISH BANK — 2018
What KISH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 816,607,000 | 841,571,000 | 840,263,000 | 848,479,000 |
| Total loans | 595,932,000 | 613,288,000 | 624,236,000 | 637,254,000 |
| Allowance for loan losses | 6,199,000 | 6,314,000 | 6,526,000 | 6,642,000 |
| Securities available for sale | 134,480,000 | 129,867,000 | 126,924,000 | 124,054,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 6,000,000 | 7,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,601,000 | 673,660,000 | 672,674,000 | 684,625,000 |
| Interest-bearing deposits | 566,731,000 | 570,850,000 | 575,778,000 | 588,144,000 |
| Noninterest-bearing deposits | 88,869,000 | 102,810,000 | 96,896,000 | 96,481,000 |
| Equity capital | 69,310,000 | 70,124,000 | 71,053,000 | 72,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,906,000 | 16,217,000 | 24,949,000 | 33,920,000 |
| Interest expense | 1,536,000 | 3,300,000 | 5,275,000 | 7,397,000 |
| Net interest income | 6,370,000 | 12,917,000 | 19,674,000 | 26,523,000 |
| Noninterest income | 1,734,000 | 3,453,000 | 5,456,000 | 7,267,000 |
| Noninterest expense | 6,168,000 | 12,677,000 | 19,063,000 | 24,975,000 |
| Provision for loan losses | 225,000 | 570,000 | 800,000 | 955,000 |
| Pretax income | 1,630,000 | 3,330,000 | 5,507,000 | 7,682,000 |
| Income tax | 149,000 | 233,000 | 510,000 | 854,000 |
| Net income | 1,481,000 | 3,097,000 | 4,997,000 | 6,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,552,000 | 69,519,000 | 70,768,000 | 71,949,000 |
| Total capital | 74,976,000 | 76,058,000 | 77,427,000 | 78,785,000 |
| Risk-weighted assets | 666,228,000 | 673,483,000 | 683,570,000 | 686,826,000 |