Call reports 2017
KISH BANK — 2017
What KISH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 743,529,000 | 766,941,000 | 805,822,000 | 808,319,000 |
| Total loans | 513,915,000 | 523,616,000 | 551,629,000 | 576,003,000 |
| Allowance for loan losses | 6,125,000 | 6,266,000 | 6,381,000 | 5,698,000 |
| Securities available for sale | 157,229,000 | 155,958,000 | 151,244,000 | 138,985,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 6,000,000 | 6,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,478,000 | 606,216,000 | 647,470,000 | 655,469,000 |
| Interest-bearing deposits | 500,181,000 | 527,557,000 | 562,291,000 | 568,148,000 |
| Noninterest-bearing deposits | 79,297,000 | 78,659,000 | 85,179,000 | 87,320,000 |
| Equity capital | 67,923,000 | 69,100,000 | 69,934,000 | 69,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,824,000 | 13,927,000 | 21,361,000 | 29,087,000 |
| Interest expense | 1,164,000 | 2,386,000 | 3,772,000 | 5,280,000 |
| Net interest income | 5,660,000 | 11,541,000 | 17,589,000 | 23,807,000 |
| Noninterest income | 1,426,000 | 3,015,000 | 4,558,000 | 6,108,000 |
| Noninterest expense | 5,753,000 | 11,574,000 | 17,277,000 | 23,440,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,336,000 | 2,937,000 | 4,925,000 | 5,977,000 |
| Income tax | 204,000 | 452,000 | 896,000 | 1,302,000 |
| Net income | 1,132,000 | 2,485,000 | 4,029,000 | 4,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,722,000 | 66,426,000 | 67,320,000 | 66,940,000 |
| Total capital | 72,460,000 | 73,261,000 | 74,241,000 | 73,199,000 |
| Risk-weighted assets | 592,025,000 | 608,901,000 | 631,698,000 | 650,877,000 |