Call reports 2015
KISH BANK — 2015
What KISH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 668,474,000 | 680,895,000 | 691,550,000 | 694,928,000 |
| Total loans | 425,426,000 | 433,712,000 | 438,450,000 | 452,468,000 |
| Allowance for loan losses | 6,126,000 | 6,131,000 | 6,216,000 | 5,752,000 |
| Securities available for sale | 182,289,000 | 188,243,000 | 182,756,000 | 183,639,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 3,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,258,000 | 543,301,000 | 541,359,000 | 545,371,000 |
| Interest-bearing deposits | 452,743,000 | 465,869,000 | 469,131,000 | 473,440,000 |
| Noninterest-bearing deposits | 75,515,000 | 77,432,000 | 72,229,000 | 71,931,000 |
| Equity capital | 62,021,000 | 60,728,000 | 62,812,000 | 62,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,095,000 | 12,068,000 | 18,253,000 | 24,523,000 |
| Interest expense | 1,041,000 | 2,080,000 | 3,160,000 | 4,267,000 |
| Net interest income | 5,054,000 | 9,988,000 | 15,093,000 | 20,256,000 |
| Noninterest income | 1,412,000 | 2,912,000 | 4,449,000 | 5,946,000 |
| Noninterest expense | 5,013,000 | 10,101,000 | 15,117,000 | 20,564,000 |
| Provision for loan losses | 90,000 | 180,000 | 235,000 | 235,000 |
| Pretax income | 1,522,000 | 2,783,000 | 4,507,000 | 5,856,000 |
| Income tax | 253,000 | 409,000 | 718,000 | 884,000 |
| Net income | 1,269,000 | 2,374,000 | 3,789,000 | 4,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,665,000 | 59,121,000 | 59,886,000 | 60,418,000 |
| Total capital | 65,016,000 | 65,498,000 | 66,351,000 | 66,447,000 |
| Risk-weighted assets | 508,661,000 | 541,382,000 | 531,308,000 | 555,114,000 |