Call reports 2016
FIRST FINANCIAL BANK — 2016
What FIRST FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 42,068,000 | 42,069,000 | 41,253,000 | 39,305,000 |
| Total loans | 25,329,000 | 27,958,000 | 27,959,000 | 25,001,000 |
| Allowance for loan losses | 480,000 | 496,000 | 508,000 | 518,000 |
| Securities available for sale | 8,637,000 | 7,663,000 | 6,685,000 | 6,337,000 |
| Securities held to maturity | 4,748,000 | 4,432,000 | 4,394,000 | 4,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,246,000 | 33,647,000 | 32,309,000 | 35,156,000 |
| Interest-bearing deposits | 28,909,000 | 28,148,000 | 26,143,000 | 28,280,000 |
| Noninterest-bearing deposits | 6,337,000 | 5,499,000 | 6,166,000 | 6,876,000 |
| Equity capital | 4,039,000 | 4,135,000 | 4,155,000 | 4,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 850,000 | 1,276,000 | 1,671,000 |
| Interest expense | 36,000 | 68,000 | 102,000 | 131,000 |
| Net interest income | 406,000 | 782,000 | 1,174,000 | 1,540,000 |
| Noninterest income | 25,000 | 53,000 | 80,000 | 122,000 |
| Noninterest expense | 277,000 | 531,000 | 799,000 | 1,057,000 |
| Provision for loan losses | 15,000 | 30,000 | 43,000 | 53,000 |
| Pretax income | 139,000 | 274,000 | 412,000 | 552,000 |
| Income tax | 37,000 | 73,000 | 111,000 | 149,000 |
| Net income | 102,000 | 201,000 | 301,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,804,000 | 3,882,000 | 3,910,000 | 3,884,000 |
| Total capital | 4,170,000 | 4,257,000 | 4,282,000 | 4,228,000 |
| Risk-weighted assets | 29,119,000 | 29,858,000 | 29,582,000 | 27,316,000 |