Call reports 2015
FIRST FINANCIAL BANK — 2015
What FIRST FINANCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 40,790,000 | 41,273,000 | 46,658,000 | 47,812,000 |
| Total loans | 20,904,000 | 24,243,000 | 29,391,000 | 30,839,000 |
| Allowance for loan losses | 350,000 | 368,000 | 429,000 | 465,000 |
| Securities available for sale | 8,558,000 | 9,036,000 | 9,279,000 | 9,205,000 |
| Securities held to maturity | 5,495,000 | 4,992,000 | 4,903,000 | 4,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,866,000 | 35,105,000 | 34,502,000 | 35,650,000 |
| Interest-bearing deposits | 31,468,000 | 29,750,000 | 28,805,000 | 29,500,000 |
| Noninterest-bearing deposits | 5,398,000 | 5,355,000 | 5,697,000 | 6,150,000 |
| Equity capital | 3,849,000 | 3,811,000 | 3,864,000 | 3,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 738,000 | 1,163,000 | 1,668,000 |
| Interest expense | 29,000 | 60,000 | 96,000 | 136,000 |
| Net interest income | 333,000 | 678,000 | 1,067,000 | 1,532,000 |
| Noninterest income | 22,000 | 50,000 | 87,000 | 151,000 |
| Noninterest expense | 273,000 | 543,000 | 826,000 | 1,115,000 |
| Provision for loan losses | 5,000 | 23,000 | 83,000 | 118,000 |
| Pretax income | 77,000 | 162,000 | 245,000 | 450,000 |
| Income tax | 20,000 | 45,000 | 69,000 | 136,000 |
| Net income | 57,000 | 117,000 | 176,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,804,000 | 3,814,000 | 3,713,000 | 3,797,000 |
| Total capital | 4,125,000 | 4,173,000 | 4,142,000 | 4,244,000 |
| Risk-weighted assets | 25,668,000 | 28,736,000 | 34,676,000 | 35,706,000 |