Call reports 2014
FIRST FINANCIAL BANK — 2014
What FIRST FINANCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,016,000 | 44,088,000 | 43,617,000 | 42,019,000 |
| Total loans | 21,803,000 | 23,406,000 | 23,756,000 | 24,117,000 |
| Allowance for loan losses | 318,000 | 328,000 | 346,000 | 348,000 |
| Securities available for sale | 8,067,000 | 8,694,000 | 8,231,000 | 8,101,000 |
| Securities held to maturity | 6,546,000 | 6,092,000 | 6,057,000 | 5,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,500,000 | 35,438,000 | 34,388,000 | 35,537,000 |
| Interest-bearing deposits | 32,561,000 | 30,355,000 | 29,454,000 | 30,104,000 |
| Noninterest-bearing deposits | 4,939,000 | 5,083,000 | 4,934,000 | 5,433,000 |
| Equity capital | 3,699,000 | 3,756,000 | 3,772,000 | 3,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 804,000 | 1,204,000 | 1,587,000 |
| Interest expense | 31,000 | 65,000 | 100,000 | 132,000 |
| Net interest income | 375,000 | 739,000 | 1,104,000 | 1,455,000 |
| Noninterest income | 24,000 | 52,000 | 82,000 | 131,000 |
| Noninterest expense | 265,000 | 535,000 | 813,000 | 1,091,000 |
| Provision for loan losses | 10,000 | 20,000 | 35,000 | 37,000 |
| Pretax income | 124,000 | 236,000 | 338,000 | 458,000 |
| Income tax | 37,000 | 69,000 | 98,000 | 133,000 |
| Net income | 87,000 | 167,000 | 240,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,764,000 | 3,778,000 | 3,802,000 | 3,787,000 |
| Total capital | 4,082,000 | 4,106,000 | 4,148,000 | 4,135,000 |
| Risk-weighted assets | 26,304,000 | 27,633,000 | 27,824,000 | 27,925,000 |