Call reports 2017
CRESTMARK BANK — 2017
What CRESTMARK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 913,108,000 | 993,733,000 | 1,113,322,000 | 1,203,764,000 |
| Total loans | 692,276,000 | 782,968,000 | 858,469,000 | 933,587,000 |
| Allowance for loan losses | 10,912,000 | 9,417,000 | 10,132,000 | 10,377,000 |
| Securities available for sale | 25,676,000 | 25,612,000 | 26,519,000 | 27,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,732,000 | 838,537,000 | 939,464,000 | 1,018,829,000 |
| Interest-bearing deposits | 755,732,000 | 838,537,000 | 939,464,000 | 1,018,829,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 95,367,000 | 97,900,000 | 107,679,000 | 124,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 21,257,000 | 44,757,000 | 70,869,000 | 97,680,000 |
| Interest expense | 2,268,000 | 4,824,000 | 8,127,000 | 12,017,000 |
| Net interest income | 18,989,000 | 39,933,000 | 62,742,000 | 85,663,000 |
| Noninterest income | 14,326,000 | 26,717,000 | 41,453,000 | 55,193,000 |
| Noninterest expense | 25,274,000 | 51,122,000 | 76,675,000 | 102,624,000 |
| Provision for loan losses | 0 | 0 | 4,000,000 | 7,250,000 |
| Pretax income | 8,041,000 | 15,528,000 | 23,520,000 | 30,982,000 |
| Income tax | 2,112,000 | 3,293,000 | 5,509,000 | -1,772,000 |
| Net income | 4,792,000 | 10,085,000 | 15,517,000 | 29,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,979,000 | 89,671,000 | 99,673,000 | 116,569,000 |
| Total capital | 99,228,000 | 99,665,000 | 110,376,000 | 127,503,000 |
| Risk-weighted assets | 856,984,000 | 942,257,000 | 1,037,553,000 | 1,083,612,000 |