Call reports 2016
CRESTMARK BANK — 2016
What CRESTMARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 808,169,000 | 823,931,000 | 876,101,000 | 902,280,000 |
| Total loans | 596,671,000 | 613,604,000 | 664,546,000 | 701,977,000 |
| Allowance for loan losses | 7,290,000 | 8,597,000 | 9,093,000 | 10,220,000 |
| Securities available for sale | 23,429,000 | 22,410,000 | 20,335,000 | 20,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 670,120,000 | 679,012,000 | 714,007,000 | 719,202,000 |
| Interest-bearing deposits | 669,706,000 | 678,299,000 | 714,007,000 | 0 |
| Noninterest-bearing deposits | 414,000 | 713,000 | 0 | 719,202,000 |
| Equity capital | 83,662,000 | 87,696,000 | 91,759,000 | 90,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,914,000 | 36,563,000 | 55,659,000 | 76,621,000 |
| Interest expense | 1,719,000 | 3,588,000 | 5,594,000 | 7,695,000 |
| Net interest income | 16,195,000 | 32,975,000 | 50,065,000 | 68,926,000 |
| Noninterest income | 9,244,000 | 18,966,000 | 31,411,000 | 44,294,000 |
| Noninterest expense | 19,745,000 | 40,348,000 | 62,764,000 | 86,332,000 |
| Provision for loan losses | 0 | 1,600,000 | 1,600,000 | 4,355,000 |
| Pretax income | 5,694,000 | 9,993,000 | 17,112,000 | 22,533,000 |
| Income tax | 1,717,000 | 1,232,000 | 3,201,000 | 2,705,000 |
| Net income | 2,912,000 | 6,642,000 | 10,694,000 | 15,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,667,000 | 80,988,000 | 84,920,000 | 83,398,000 |
| Total capital | 84,431,000 | 90,110,000 | 94,535,000 | 94,157,000 |
| Risk-weighted assets | 752,761,000 | 773,376,000 | 819,116,000 | 851,673,000 |