Call reports 2015
CRESTMARK BANK — 2015
What CRESTMARK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 743,815,000 | 743,732,000 | 763,893,000 | 777,143,000 |
| Total loans | 523,928,000 | 555,465,000 | 591,226,000 | 582,136,000 |
| Allowance for loan losses | 9,743,000 | 10,009,000 | 9,679,000 | 9,651,000 |
| Securities available for sale | 21,437,000 | 22,611,000 | 22,675,000 | 23,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,076,000 | 627,891,000 | 632,771,000 | 648,076,000 |
| Interest-bearing deposits | 633,225,000 | 627,391,000 | 632,401,000 | 647,521,000 |
| Noninterest-bearing deposits | 851,000 | 500,000 | 370,000 | 555,000 |
| Equity capital | 75,518,000 | 78,440,000 | 81,661,000 | 80,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,415,000 | 35,543,000 | 53,744,000 | 72,314,000 |
| Interest expense | 1,264,000 | 2,749,000 | 4,192,000 | 5,779,000 |
| Net interest income | 16,151,000 | 32,794,000 | 49,552,000 | 66,535,000 |
| Noninterest income | 4,541,000 | 11,456,000 | 17,738,000 | 25,079,000 |
| Noninterest expense | 16,102,000 | 34,228,000 | 50,771,000 | 69,298,000 |
| Provision for loan losses | 46,000 | 45,000 | 47,000 | 47,000 |
| Pretax income | 4,798,000 | 9,977,000 | 16,472,000 | 22,269,000 |
| Income tax | 1,427,000 | 2,418,000 | 4,348,000 | 5,599,000 |
| Net income | 2,475,000 | 5,614,000 | 9,116,000 | 12,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,907,000 | 71,680,000 | 74,851,000 | 73,526,000 |
| Total capital | 77,203,000 | 80,346,000 | 84,407,000 | 83,091,000 |
| Risk-weighted assets | 662,286,000 | 691,914,000 | 729,148,000 | 729,019,000 |