Call reports 2026
NORTH SHORE TRUST AND SAVINGS — 2026
What NORTH SHORE TRUST AND SAVINGS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 270,413,000 | 270,259,000 |
| Total loans | 130,501,000 | 128,992,000 |
| Allowance for loan losses | 1,095,000 | 1,095,000 |
| Securities available for sale | 76,717,000 | 74,628,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 202,892,000 | 201,280,000 |
| Interest-bearing deposits | 173,513,000 | 172,268,000 |
| Noninterest-bearing deposits | 29,379,000 | 29,012,000 |
| Equity capital | 60,868,000 | 62,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,584,000 | 5,085,000 |
| Interest expense | 758,000 | 1,534,000 |
| Net interest income | 1,826,000 | 3,551,000 |
| Noninterest income | 653,000 | 2,132,000 |
| Noninterest expense | 2,283,000 | 4,493,000 |
| Provision for loan losses | -33,000 | -33,000 |
| Pretax income | 222,000 | 1,215,000 |
| Income tax | 0 | 0 |
| Net income | 222,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 66,828,000 | 68,307,000 |