Call reports 2025
PATRIOT BANK — 2025
What PATRIOT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 441,466,000 | 438,999,000 | 424,569,000 | 426,185,000 |
| Total loans | 228,754,000 | 235,352,000 | 235,801,000 | 237,622,000 |
| Allowance for loan losses | 3,060,000 | 2,906,000 | 2,891,000 | 2,404,000 |
| Securities available for sale | 142,274,000 | 147,793,000 | 156,785,000 | 151,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,467,000 | 387,822,000 | 370,186,000 | 376,320,000 |
| Interest-bearing deposits | 297,493,000 | 292,071,000 | 283,421,000 | 292,324,000 |
| Noninterest-bearing deposits | 94,974,000 | 95,751,000 | 86,765,000 | 83,996,000 |
| Equity capital | 38,344,000 | 38,788,000 | 41,460,000 | 40,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,983,000 | 10,181,000 | 15,220,000 | 20,352,000 |
| Interest expense | 1,760,000 | 3,429,000 | 5,018,000 | 6,649,000 |
| Net interest income | 3,223,000 | 6,752,000 | 10,202,000 | 13,703,000 |
| Noninterest income | 784,000 | 1,989,000 | 3,153,000 | 4,035,000 |
| Noninterest expense | 3,752,000 | 7,638,000 | 11,483,000 | 15,268,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 225,000 |
| Pretax income | 267,000 | 1,015,000 | 1,569,000 | 1,990,000 |
| Income tax | -40,000 | 122,000 | 233,000 | 258,000 |
| Net income | 307,000 | 893,000 | 1,336,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,283,000 | 43,869,000 | 44,312,000 | 43,208,000 |
| Total capital | 46,343,000 | 46,775,000 | 47,203,000 | 45,611,000 |
| Risk-weighted assets | 344,479,000 | 338,580,000 | 343,411,000 | 344,407,000 |