Call reports 2024
PATRIOT BANK — 2024
What PATRIOT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 469,880,000 | 463,920,000 | 436,055,000 | 436,374,000 |
| Total loans | 242,891,000 | 257,088,000 | 238,818,000 | 230,162,000 |
| Allowance for loan losses | 4,063,000 | 3,836,000 | 3,448,000 | 2,965,000 |
| Securities available for sale | 157,621,000 | 145,947,000 | 148,616,000 | 149,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,812,000 | 402,930,000 | 383,970,000 | 386,318,000 |
| Interest-bearing deposits | 321,248,000 | 311,863,000 | 295,092,000 | 299,355,000 |
| Noninterest-bearing deposits | 90,564,000 | 91,067,000 | 88,878,000 | 86,963,000 |
| Equity capital | 36,721,000 | 36,872,000 | 39,286,000 | 37,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,296,000 | 10,803,000 | 15,947,000 | 21,063,000 |
| Interest expense | 2,103,000 | 4,183,000 | 5,972,000 | 7,864,000 |
| Net interest income | 3,193,000 | 6,620,000 | 9,975,000 | 13,199,000 |
| Noninterest income | 846,000 | 2,050,000 | 3,110,000 | 4,084,000 |
| Noninterest expense | 3,908,000 | 7,990,000 | 12,062,000 | 15,897,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 676,000 | 1,019,000 | 1,382,000 |
| Income tax | 9,000 | 129,000 | 190,000 | 255,000 |
| Net income | 118,000 | 547,000 | 829,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,668,000 | 43,097,000 | 43,379,000 | 42,977,000 |
| Total capital | 46,731,000 | 46,932,000 | 46,827,000 | 45,941,000 |
| Risk-weighted assets | 373,136,000 | 379,503,000 | 351,905,000 | 349,591,000 |