Call reports 2023
PATRIOT BANK — 2023
What PATRIOT BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 478,610,000 | 461,529,000 | 459,448,000 | 453,199,000 |
| Total loans | 247,679,000 | 241,150,000 | 241,253,000 | 238,402,000 |
| Allowance for loan losses | 3,901,000 | 4,063,000 | 4,064,000 | 4,064,000 |
| Securities available for sale | 179,894,000 | 169,450,000 | 156,601,000 | 170,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,074,000 | 398,381,000 | 396,417,000 | 395,120,000 |
| Interest-bearing deposits | 321,568,000 | 307,153,000 | 307,332,000 | 301,709,000 |
| Noninterest-bearing deposits | 93,506,000 | 91,228,000 | 89,085,000 | 93,411,000 |
| Equity capital | 35,542,000 | 35,441,000 | 33,754,000 | 36,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,554,000 | 9,512,000 | 14,407,000 | 19,483,000 |
| Interest expense | 1,399,000 | 3,044,000 | 4,941,000 | 6,813,000 |
| Net interest income | 3,155,000 | 6,468,000 | 9,466,000 | 12,670,000 |
| Noninterest income | 1,066,000 | 2,177,000 | 3,289,000 | 4,070,000 |
| Noninterest expense | 3,707,000 | 7,722,000 | 11,861,000 | 15,652,000 |
| Provision for loan losses | 150,000 | 275,000 | 275,000 | 275,000 |
| Pretax income | 390,000 | 675,000 | 640,000 | 834,000 |
| Income tax | 49,000 | 78,000 | 35,000 | 53,000 |
| Net income | 341,000 | 597,000 | 605,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,609,000 | 42,865,000 | 42,873,000 | 42,549,000 |
| Total capital | 46,510,000 | 46,927,000 | 46,936,000 | 46,613,000 |
| Risk-weighted assets | 349,494,000 | 343,227,000 | 370,443,000 | 369,340,000 |