Call reports 2022
PATRIOT BANK — 2022
What PATRIOT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 484,989,000 | 476,253,000 | 468,649,000 | 474,952,000 |
| Total loans | 238,877,000 | 247,885,000 | 249,791,000 | 246,734,000 |
| Allowance for loan losses | 3,270,000 | 3,340,000 | 3,514,000 | 3,757,000 |
| Securities available for sale | 183,366,000 | 187,447,000 | 182,261,000 | 174,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,723,000 | 408,483,000 | 403,581,000 | 412,265,000 |
| Interest-bearing deposits | 311,200,000 | 309,313,000 | 304,106,000 | 310,596,000 |
| Noninterest-bearing deposits | 99,523,000 | 99,170,000 | 99,475,000 | 101,669,000 |
| Equity capital | 39,266,000 | 35,610,000 | 32,806,000 | 34,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,329,000 | 6,913,000 | 10,836,000 | 15,098,000 |
| Interest expense | 283,000 | 598,000 | 1,081,000 | 2,161,000 |
| Net interest income | 3,046,000 | 6,315,000 | 9,755,000 | 12,937,000 |
| Noninterest income | 1,593,000 | 3,502,000 | 4,990,000 | 6,002,000 |
| Noninterest expense | 3,794,000 | 7,758,000 | 11,472,000 | 15,111,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 745,000 | 1,859,000 | 2,923,000 | 3,230,000 |
| Income tax | 57,000 | 217,000 | 362,000 | 390,000 |
| Net income | 688,000 | 1,642,000 | 2,561,000 | 2,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,866,000 | 42,821,000 | 42,990,000 | 42,268,000 |
| Total capital | 45,136,000 | 46,161,000 | 46,504,000 | 46,025,000 |
| Risk-weighted assets | 359,612,000 | 364,431,000 | 355,607,000 | 366,461,000 |