Call reports 2021
PATRIOT BANK — 2021
What PATRIOT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 458,913,000 | 456,700,000 | 468,128,000 | 471,428,000 |
| Total loans | 244,015,000 | 237,513,000 | 229,361,000 | 238,005,000 |
| Allowance for loan losses | 2,893,000 | 2,945,000 | 3,101,000 | 3,168,000 |
| Securities available for sale | 179,450,000 | 183,566,000 | 198,760,000 | 185,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,611,000 | 383,955,000 | 387,785,000 | 393,716,000 |
| Interest-bearing deposits | 296,632,000 | 297,472,000 | 297,178,000 | 295,626,000 |
| Noninterest-bearing deposits | 86,979,000 | 86,483,000 | 90,607,000 | 98,090,000 |
| Equity capital | 43,681,000 | 45,903,000 | 45,519,000 | 45,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,883,000 | 7,456,000 | 10,880,000 | 14,352,000 |
| Interest expense | 347,000 | 679,000 | 960,000 | 1,243,000 |
| Net interest income | 3,536,000 | 6,777,000 | 9,920,000 | 13,109,000 |
| Noninterest income | 3,302,000 | 6,260,000 | 9,087,000 | 11,330,000 |
| Noninterest expense | 4,043,000 | 8,059,000 | 12,234,000 | 16,001,000 |
| Provision for loan losses | 75,000 | 125,000 | 275,000 | 425,000 |
| Pretax income | 2,756,000 | 5,021,000 | 6,696,000 | 8,631,000 |
| Income tax | 570,000 | 1,010,000 | 1,293,000 | 1,591,000 |
| Net income | 2,186,000 | 4,011,000 | 5,403,000 | 7,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,824,000 | 40,149,000 | 41,041,000 | 41,178,000 |
| Total capital | 41,717,000 | 43,094,000 | 44,142,000 | 44,346,000 |
| Risk-weighted assets | 321,311,000 | 322,638,000 | 339,501,000 | 343,841,000 |