Call reports 2020
PATRIOT BANK — 2020
What PATRIOT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 390,219,000 | 433,161,000 | 467,583,000 | 450,766,000 |
| Total loans | 188,122,000 | 230,676,000 | 257,623,000 | 236,620,000 |
| Allowance for loan losses | 2,385,000 | 2,439,000 | 2,442,000 | 2,812,000 |
| Securities available for sale | 171,867,000 | 177,308,000 | 179,580,000 | 180,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,512,000 | 361,622,000 | 386,618,000 | 377,876,000 |
| Interest-bearing deposits | 275,672,000 | 289,888,000 | 314,284,000 | 298,095,000 |
| Noninterest-bearing deposits | 47,840,000 | 71,734,000 | 72,334,000 | 79,781,000 |
| Equity capital | 36,661,000 | 39,949,000 | 42,672,000 | 43,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,321,000 | 7,666,000 | 11,190,000 | 14,736,000 |
| Interest expense | 866,000 | 1,451,000 | 1,902,000 | 2,302,000 |
| Net interest income | 2,455,000 | 6,215,000 | 9,288,000 | 12,434,000 |
| Noninterest income | 1,701,000 | 4,649,000 | 9,104,000 | 13,042,000 |
| Noninterest expense | 3,078,000 | 6,647,000 | 10,743,000 | 14,733,000 |
| Provision for loan losses | 45,000 | 145,000 | 220,000 | 595,000 |
| Pretax income | 1,105,000 | 4,208,000 | 7,626,000 | 10,478,000 |
| Income tax | 146,000 | 805,000 | 1,545,000 | 2,139,000 |
| Net income | 959,000 | 3,403,000 | 6,081,000 | 8,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,247,000 | 34,694,000 | 36,874,000 | 37,138,000 |
| Total capital | 35,632,000 | 37,133,000 | 39,316,000 | 39,950,000 |
| Risk-weighted assets | 274,713,000 | 288,794,000 | 317,370,000 | 313,010,000 |