Call reports 2019
PATRIOT BANK — 2019
What PATRIOT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 336,897,000 | 344,543,000 | 361,829,000 | 364,599,000 |
| Total loans | 157,613,000 | 169,710,000 | 180,862,000 | 177,500,000 |
| Allowance for loan losses | 2,304,000 | 2,361,000 | 2,436,000 | 2,333,000 |
| Securities available for sale | 155,491,000 | 151,952,000 | 156,779,000 | 161,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,728,000 | 289,437,000 | 302,952,000 | 309,905,000 |
| Interest-bearing deposits | 242,016,000 | 242,448,000 | 255,063,000 | 261,103,000 |
| Noninterest-bearing deposits | 43,712,000 | 46,989,000 | 47,889,000 | 48,802,000 |
| Equity capital | 31,751,000 | 34,091,000 | 35,987,000 | 35,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,145,000 | 6,348,000 | 9,731,000 | 13,107,000 |
| Interest expense | 766,000 | 1,605,000 | 2,513,000 | 3,421,000 |
| Net interest income | 2,379,000 | 4,743,000 | 7,218,000 | 9,686,000 |
| Noninterest income | 1,001,000 | 2,611,000 | 4,415,000 | 6,155,000 |
| Noninterest expense | 2,380,000 | 5,001,000 | 8,006,000 | 11,121,000 |
| Provision for loan losses | 53,000 | 105,000 | 140,000 | 240,000 |
| Pretax income | 998,000 | 2,338,000 | 3,577,000 | 4,699,000 |
| Income tax | 137,000 | 356,000 | 452,000 | 647,000 |
| Net income | 861,000 | 1,982,000 | 3,125,000 | 4,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,085,000 | 31,559,000 | 32,705,000 | 32,285,000 |
| Total capital | 33,389,000 | 33,920,000 | 35,141,000 | 34,618,000 |
| Risk-weighted assets | 224,953,000 | 236,048,000 | 254,418,000 | 257,571,000 |