Call reports 2018
PATRIOT BANK — 2018
What PATRIOT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 320,174,000 | 327,548,000 | 332,883,000 | 335,670,000 |
| Total loans | 144,817,000 | 155,132,000 | 161,278,000 | 158,366,000 |
| Allowance for loan losses | 2,011,000 | 2,142,000 | 2,201,000 | 2,252,000 |
| Securities available for sale | 152,256,000 | 149,303,000 | 146,934,000 | 148,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,990,000 | 281,914,000 | 290,031,000 | 285,012,000 |
| Interest-bearing deposits | 227,298,000 | 237,958,000 | 245,598,000 | 238,492,000 |
| Noninterest-bearing deposits | 43,692,000 | 43,956,000 | 44,433,000 | 46,520,000 |
| Equity capital | 28,478,000 | 28,819,000 | 28,868,000 | 29,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,820,000 | 5,670,000 | 8,638,000 | 11,775,000 |
| Interest expense | 349,000 | 793,000 | 1,379,000 | 2,092,000 |
| Net interest income | 2,471,000 | 4,877,000 | 7,259,000 | 9,683,000 |
| Noninterest income | 958,000 | 2,175,000 | 3,197,000 | 4,243,000 |
| Noninterest expense | 2,330,000 | 4,735,000 | 7,198,000 | 9,609,000 |
| Provision for loan losses | 52,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 1,047,000 | 2,212,000 | 3,100,000 | 4,107,000 |
| Income tax | 162,000 | 352,000 | 469,000 | 627,000 |
| Net income | 885,000 | 1,860,000 | 2,631,000 | 3,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,119,000 | 29,597,000 | 30,370,000 | 30,223,000 |
| Total capital | 31,130,000 | 31,739,000 | 32,571,000 | 32,475,000 |
| Risk-weighted assets | 205,651,000 | 212,405,000 | 218,726,000 | 224,487,000 |