Call reports 2017
PATRIOT BANK — 2017
What PATRIOT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 305,022,000 | 315,306,000 | 314,963,000 | 326,055,000 |
| Total loans | 122,637,000 | 128,341,000 | 131,956,000 | 144,934,000 |
| Allowance for loan losses | 2,295,000 | 2,079,000 | 2,137,000 | 2,150,000 |
| Securities available for sale | 158,250,000 | 163,883,000 | 158,055,000 | 152,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,788,000 | 268,678,000 | 269,367,000 | 279,167,000 |
| Interest-bearing deposits | 230,727,000 | 230,530,000 | 230,353,000 | 237,872,000 |
| Noninterest-bearing deposits | 34,061,000 | 38,148,000 | 39,014,000 | 41,295,000 |
| Equity capital | 28,130,000 | 29,822,000 | 30,483,000 | 28,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,477,000 | 4,980,000 | 7,595,000 | 10,299,000 |
| Interest expense | 256,000 | 538,000 | 881,000 | 1,237,000 |
| Net interest income | 2,221,000 | 4,442,000 | 6,714,000 | 9,062,000 |
| Noninterest income | 755,000 | 2,013,000 | 3,223,000 | 4,572,000 |
| Noninterest expense | 2,118,000 | 4,408,000 | 6,809,000 | 9,048,000 |
| Provision for loan losses | 22,000 | 45,000 | 98,000 | 150,000 |
| Pretax income | 836,000 | 2,004,000 | 3,042,000 | 4,475,000 |
| Income tax | 163,000 | 438,000 | 654,000 | 1,679,000 |
| Net income | 673,000 | 1,566,000 | 2,388,000 | 2,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,439,000 | 28,033,000 | 28,857,000 | 28,267,000 |
| Total capital | 29,626,000 | 30,112,000 | 30,994,000 | 30,417,000 |
| Risk-weighted assets | 174,853,000 | 183,689,000 | 191,287,000 | 203,207,000 |