Call reports 2016
PATRIOT BANK — 2016
What PATRIOT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 287,202,000 | 305,305,000 | 309,858,000 | 304,618,000 |
| Total loans | 123,332,000 | 135,894,000 | 136,401,000 | 127,836,000 |
| Allowance for loan losses | 2,375,000 | 2,405,000 | 2,496,000 | 2,313,000 |
| Securities available for sale | 138,117,000 | 147,501,000 | 152,362,000 | 151,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,131,000 | 252,737,000 | 265,684,000 | 265,814,000 |
| Interest-bearing deposits | 215,338,000 | 220,496,000 | 227,790,000 | 228,389,000 |
| Noninterest-bearing deposits | 31,793,000 | 32,241,000 | 37,894,000 | 37,425,000 |
| Equity capital | 28,232,000 | 29,267,000 | 30,121,000 | 26,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,775,000 | 7,269,000 | 9,768,000 |
| Interest expense | 278,000 | 530,000 | 784,000 | 1,030,000 |
| Net interest income | 2,054,000 | 4,245,000 | 6,485,000 | 8,738,000 |
| Noninterest income | 848,000 | 2,213,000 | 3,882,000 | 4,960,000 |
| Noninterest expense | 2,020,000 | 4,294,000 | 6,728,000 | 9,037,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 860,000 | 2,119,000 | 3,579,000 | 4,580,000 |
| Income tax | 188,000 | 528,000 | 942,000 | 1,170,000 |
| Net income | 672,000 | 1,591,000 | 2,637,000 | 3,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,855,000 | 26,250,000 | 27,299,000 | 26,772,000 |
| Total capital | 27,983,000 | 28,440,000 | 29,524,000 | 28,967,000 |
| Risk-weighted assets | 170,053,000 | 175,017,000 | 177,766,000 | 175,518,000 |