Call reports 2015
PATRIOT BANK — 2015
What PATRIOT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 282,713,000 | 274,623,000 | 277,885,000 | 280,408,000 |
| Total loans | 131,061,000 | 125,561,000 | 128,882,000 | 123,069,000 |
| Allowance for loan losses | 2,706,000 | 2,796,000 | 2,693,000 | 2,579,000 |
| Securities available for sale | 125,835,000 | 126,433,000 | 127,475,000 | 130,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,785,000 | 235,503,000 | 236,195,000 | 239,685,000 |
| Interest-bearing deposits | 214,987,000 | 206,763,000 | 206,697,000 | 207,026,000 |
| Noninterest-bearing deposits | 29,798,000 | 28,740,000 | 29,498,000 | 32,659,000 |
| Equity capital | 26,869,000 | 26,261,000 | 27,329,000 | 27,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,335,000 | 4,692,000 | 7,030,000 | 9,374,000 |
| Interest expense | 284,000 | 573,000 | 849,000 | 1,123,000 |
| Net interest income | 2,051,000 | 4,119,000 | 6,181,000 | 8,251,000 |
| Noninterest income | 816,000 | 1,990,000 | 3,049,000 | 3,822,000 |
| Noninterest expense | 1,997,000 | 4,166,000 | 6,249,000 | 8,311,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 795,000 | 1,793,000 | 2,806,000 | 3,587,000 |
| Income tax | 162,000 | 402,000 | 648,000 | 810,000 |
| Net income | 633,000 | 1,391,000 | 2,158,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,570,000 | 24,803,000 | 25,572,000 | 25,192,000 |
| Total capital | 26,669,000 | 26,941,000 | 27,767,000 | 27,343,000 |
| Risk-weighted assets | 167,244,000 | 170,422,000 | 175,161,000 | 171,716,000 |