Call reports 2014
PATRIOT BANK — 2014
What PATRIOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 278,677,000 | 286,105,000 | 281,177,000 | 275,239,000 |
| Total loans | 132,801,000 | 138,031,000 | 135,164,000 | 125,983,000 |
| Allowance for loan losses | 2,769,000 | 2,856,000 | 2,713,000 | 2,605,000 |
| Securities available for sale | 113,380,000 | 123,870,000 | 123,268,000 | 124,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,696,000 | 244,247,000 | 240,935,000 | 239,444,000 |
| Interest-bearing deposits | 210,005,000 | 211,370,000 | 210,389,000 | 209,685,000 |
| Noninterest-bearing deposits | 37,691,000 | 32,877,000 | 30,546,000 | 29,759,000 |
| Equity capital | 23,503,000 | 25,071,000 | 26,117,000 | 25,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,666,000 | 7,074,000 | 9,482,000 |
| Interest expense | 288,000 | 580,000 | 868,000 | 1,145,000 |
| Net interest income | 1,988,000 | 4,086,000 | 6,206,000 | 8,337,000 |
| Noninterest income | 1,059,000 | 2,583,000 | 4,211,000 | 4,973,000 |
| Noninterest expense | 2,254,000 | 4,649,000 | 7,157,000 | 9,315,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 643,000 | 1,720,000 | 2,810,000 | 3,395,000 |
| Income tax | 119,000 | 391,000 | 666,000 | 751,000 |
| Net income | 524,000 | 1,329,000 | 2,144,000 | 2,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,967,000 | 23,775,000 | 24,492,000 | 23,895,000 |
| Total capital | 25,009,000 | 25,871,000 | 26,571,000 | 25,900,000 |
| Risk-weighted assets | 162,659,000 | 166,919,000 | 165,725,000 | 159,840,000 |