Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 345,463,000 | 349,528,000 | 352,161,000 | 366,580,000 |
| Total loans | 270,758,000 | 271,814,000 | 273,980,000 | 284,707,000 |
| Allowance for loan losses | 673,000 | 670,000 | 678,000 | 696,000 |
| Securities available for sale | 53,236,000 | 53,063,000 | 53,637,000 | 53,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,500,000 | 297,958,000 | 301,108,000 | 315,020,000 |
| Interest-bearing deposits | 208,107,000 | 209,233,000 | 214,193,000 | 219,937,000 |
| Noninterest-bearing deposits | 89,393,000 | 88,725,000 | 86,915,000 | 95,083,000 |
| Equity capital | 33,383,000 | 34,940,000 | 37,278,000 | 38,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,119,000 | 10,320,000 | 15,472,000 | 20,819,000 |
| Interest expense | 1,544,000 | 3,035,000 | 4,522,000 | 6,067,000 |
| Net interest income | 3,575,000 | 7,285,000 | 10,950,000 | 14,752,000 |
| Noninterest income | 467,000 | 815,000 | 1,202,000 | 1,557,000 |
| Noninterest expense | 2,018,000 | 3,845,000 | 5,468,000 | 7,513,000 |
| Provision for loan losses | 8,000 | 14,000 | 29,000 | 45,000 |
| Pretax income | 2,024,000 | 4,245,000 | 6,664,000 | 8,760,000 |
| Income tax | 480,000 | 1,009,000 | 1,587,000 | 2,081,000 |
| Net income | 1,544,000 | 3,236,000 | 5,077,000 | 6,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,143,000 | 41,461,000 | 42,927,000 | 44,153,000 |
| Total capital | 40,827,000 | 42,146,000 | 43,616,000 | 44,859,000 |
| Risk-weighted assets | 268,189,000 | 274,693,000 | 270,789,000 | 279,668,000 |