Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 303,827,000 | 319,128,000 | 324,042,000 | 334,275,000 |
| Total loans | 210,951,000 | 230,857,000 | 247,453,000 | 259,168,000 |
| Allowance for loan losses | 560,000 | 635,000 | 676,000 | 673,000 |
| Securities available for sale | 54,991,000 | 54,039,000 | 55,557,000 | 53,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,072,000 | 272,589,000 | 269,599,000 | 289,680,000 |
| Interest-bearing deposits | 180,460,000 | 189,650,000 | 187,044,000 | 206,740,000 |
| Noninterest-bearing deposits | 86,612,000 | 82,939,000 | 82,555,000 | 82,940,000 |
| Equity capital | 28,926,000 | 29,221,000 | 31,672,000 | 31,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,028,000 | 8,389,000 | 13,016,000 | 17,950,000 |
| Interest expense | 1,187,000 | 2,542,000 | 3,968,000 | 5,453,000 |
| Net interest income | 2,841,000 | 5,847,000 | 9,048,000 | 12,497,000 |
| Noninterest income | 321,000 | 663,000 | 1,061,000 | 1,385,000 |
| Noninterest expense | 1,768,000 | 3,746,000 | 5,637,000 | 7,246,000 |
| Provision for loan losses | 7,000 | 90,000 | 137,000 | 138,000 |
| Pretax income | 1,386,000 | 2,671,000 | 4,324,000 | 6,487,000 |
| Income tax | 323,000 | 615,000 | 1,003,000 | 1,409,000 |
| Net income | 1,063,000 | 2,056,000 | 3,321,000 | 5,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,084,000 | 36,702,000 | 37,591,000 | 38,975,000 |
| Total capital | 36,654,000 | 37,349,000 | 38,287,000 | 39,668,000 |
| Risk-weighted assets | 216,507,000 | 235,869,000 | 246,951,000 | 258,104,000 |