Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 284,081,000 | 279,226,000 | 285,785,000 | 295,547,000 |
| Total loans | 176,625,000 | 182,080,000 | 197,665,000 | 205,228,000 |
| Allowance for loan losses | 549,000 | 529,000 | 516,000 | 556,000 |
| Securities available for sale | 59,670,000 | 57,800,000 | 53,930,000 | 56,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,226,000 | 249,145,000 | 256,477,000 | 262,797,000 |
| Interest-bearing deposits | 165,174,000 | 166,095,000 | 173,358,000 | 179,233,000 |
| Noninterest-bearing deposits | 87,052,000 | 83,050,000 | 83,119,000 | 83,564,000 |
| Equity capital | 26,017,000 | 25,462,000 | 24,594,000 | 28,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,047,000 | 6,359,000 | 9,898,000 | 13,704,000 |
| Interest expense | 561,000 | 1,258,000 | 2,112,000 | 3,166,000 |
| Net interest income | 2,486,000 | 5,101,000 | 7,786,000 | 10,538,000 |
| Noninterest income | 311,000 | 614,000 | 1,589,000 | 1,975,000 |
| Noninterest expense | 1,633,000 | 3,655,000 | 5,373,000 | 6,988,000 |
| Provision for loan losses | -8,000 | -9,000 | -8,000 | 37,000 |
| Pretax income | 1,625,000 | 2,521,000 | 4,463,000 | 5,940,000 |
| Income tax | 379,000 | 541,000 | 1,023,000 | 1,150,000 |
| Net income | 1,246,000 | 1,980,000 | 3,440,000 | 4,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,677,000 | 33,111,000 | 34,271,000 | 35,321,000 |
| Total capital | 33,234,000 | 33,648,000 | 34,795,000 | 35,886,000 |
| Risk-weighted assets | 181,824,000 | 188,716,000 | 206,751,000 | 210,031,000 |