Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 258,268,000 | 249,979,000 | 261,493,000 | 270,499,000 |
| Total loans | 147,023,000 | 158,536,000 | 158,854,000 | 167,335,000 |
| Allowance for loan losses | 568,000 | 561,000 | 561,000 | 558,000 |
| Securities available for sale | 69,111,000 | 64,930,000 | 60,998,000 | 59,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,090,000 | 222,928,000 | 234,574,000 | 244,172,000 |
| Interest-bearing deposits | 143,838,000 | 139,415,000 | 150,533,000 | 161,773,000 |
| Noninterest-bearing deposits | 84,252,000 | 83,513,000 | 84,041,000 | 82,399,000 |
| Equity capital | 26,417,000 | 23,226,000 | 23,256,000 | 24,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,803,000 | 7,272,000 | 10,027,000 |
| Interest expense | 141,000 | 286,000 | 552,000 | 946,000 |
| Net interest income | 2,342,000 | 4,517,000 | 6,720,000 | 9,081,000 |
| Noninterest income | 625,000 | 917,000 | 1,236,000 | 1,603,000 |
| Noninterest expense | 1,440,000 | 3,051,000 | 4,681,000 | 6,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,525,000 | 2,381,000 | 3,811,000 | 5,102,000 |
| Income tax | 352,000 | 530,000 | 869,000 | 1,125,000 |
| Net income | 1,173,000 | 1,851,000 | 2,942,000 | 3,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,826,000 | 30,204,000 | 30,995,000 | 31,730,000 |
| Total capital | 30,394,000 | 30,765,000 | 31,556,000 | 32,288,000 |
| Risk-weighted assets | 143,387,000 | 158,823,000 | 164,293,000 | 175,398,000 |