Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 246,054,000 | 244,139,000 | 242,967,000 | 251,073,000 |
| Total loans | 147,584,000 | 144,707,000 | 145,816,000 | 148,266,000 |
| Allowance for loan losses | 576,000 | 576,000 | 567,000 | 563,000 |
| Securities available for sale | 59,294,000 | 69,151,000 | 74,083,000 | 70,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,986,000 | 211,240,000 | 210,236,000 | 219,237,000 |
| Interest-bearing deposits | 135,652,000 | 134,495,000 | 132,341,000 | 141,560,000 |
| Noninterest-bearing deposits | 78,334,000 | 76,745,000 | 77,895,000 | 77,677,000 |
| Equity capital | 26,777,000 | 27,418,000 | 28,332,000 | 28,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,252,000 | 4,671,000 | 7,265,000 | 9,698,000 |
| Interest expense | 169,000 | 339,000 | 505,000 | 669,000 |
| Net interest income | 2,083,000 | 4,332,000 | 6,760,000 | 9,029,000 |
| Noninterest income | 253,000 | 543,000 | 871,000 | 1,712,000 |
| Noninterest expense | 1,346,000 | 2,992,000 | 4,444,000 | 5,967,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 990,000 | 1,883,000 | 3,187,000 | 4,774,000 |
| Income tax | 224,000 | 418,000 | 548,000 | 916,000 |
| Net income | 766,000 | 1,465,000 | 2,639,000 | 3,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,761,000 | 27,161,000 | 28,034,000 | 28,953,000 |
| Total capital | 27,337,000 | 27,737,000 | 28,601,000 | 29,516,000 |
| Risk-weighted assets | 135,385,000 | 136,623,000 | 144,248,000 | 144,987,000 |