Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 202,815,000 | 217,368,000 | 207,799,000 | 223,753,000 |
| Total loans | 152,576,000 | 158,875,000 | 156,235,000 | 149,717,000 |
| Allowance for loan losses | 407,000 | 477,000 | 536,000 | 587,000 |
| Securities available for sale | 32,893,000 | 41,487,000 | 36,721,000 | 40,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,531,000 | 186,457,000 | 171,416,000 | 192,146,000 |
| Interest-bearing deposits | 110,910,000 | 119,373,000 | 105,298,000 | 124,339,000 |
| Noninterest-bearing deposits | 62,621,000 | 67,084,000 | 66,118,000 | 67,807,000 |
| Equity capital | 24,492,000 | 25,676,000 | 26,412,000 | 26,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,399,000 | 4,798,000 | 7,212,000 | 9,473,000 |
| Interest expense | 283,000 | 461,000 | 625,000 | 797,000 |
| Net interest income | 2,116,000 | 4,337,000 | 6,587,000 | 8,676,000 |
| Noninterest income | 346,000 | 602,000 | 983,000 | 1,252,000 |
| Noninterest expense | 1,183,000 | 2,752,000 | 4,071,000 | 5,407,000 |
| Provision for loan losses | 80,000 | 165,000 | 225,000 | 285,000 |
| Pretax income | 1,199,000 | 2,022,000 | 3,282,000 | 4,243,000 |
| Income tax | 234,000 | 391,000 | 641,000 | 902,000 |
| Net income | 965,000 | 1,631,000 | 2,641,000 | 3,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,820,000 | 25,186,000 | 25,896,000 | 25,996,000 |
| Total capital | 25,227,000 | 25,663,000 | 26,432,000 | 26,583,000 |
| Risk-weighted assets | 159,874,000 | 165,774,000 | 142,496,000 | 139,679,000 |