Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 206,541,000 | 207,634,000 | 223,316,000 | 208,507,000 |
| Total loans | 146,792,000 | 154,358,000 | 157,641,000 | 154,971,000 |
| Allowance for loan losses | 359,000 | 353,000 | 344,000 | 339,000 |
| Securities available for sale | 39,976,000 | 39,339,000 | 39,516,000 | 38,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,790,000 | 177,244,000 | 194,792,000 | 180,444,000 |
| Interest-bearing deposits | 128,965,000 | 127,138,000 | 123,487,000 | 120,396,000 |
| Noninterest-bearing deposits | 50,825,000 | 50,106,000 | 71,305,000 | 60,048,000 |
| Equity capital | 22,568,000 | 23,322,000 | 23,764,000 | 24,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,285,000 | 4,695,000 | 7,151,000 | 9,668,000 |
| Interest expense | 373,000 | 769,000 | 1,154,000 | 1,486,000 |
| Net interest income | 1,912,000 | 3,926,000 | 5,997,000 | 8,182,000 |
| Noninterest income | 238,000 | 547,000 | 819,000 | 1,139,000 |
| Noninterest expense | 1,596,000 | 3,009,000 | 4,489,000 | 5,941,000 |
| Provision for loan losses | 20,000 | 20,000 | 25,000 | 25,000 |
| Pretax income | 534,000 | 1,444,000 | 2,301,000 | 3,354,000 |
| Income tax | 95,000 | 266,000 | 430,000 | 820,000 |
| Net income | 439,000 | 1,178,000 | 1,871,000 | 2,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,960,000 | 23,399,000 | 23,792,000 | 24,155,000 |
| Total capital | 23,319,000 | 23,752,000 | 24,136,000 | 24,494,000 |
| Risk-weighted assets | 151,847,000 | 159,750,000 | 164,588,000 | 161,599,000 |