Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 189,164,000 | 195,075,000 | 199,148,000 | 203,115,000 |
| Total loans | 126,252,000 | 134,916,000 | 139,920,000 | 144,422,000 |
| Allowance for loan losses | 303,000 | 293,000 | 334,000 | 342,000 |
| Securities available for sale | 46,086,000 | 44,790,000 | 43,339,000 | 41,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,606,000 | 160,167,000 | 166,680,000 | 177,301,000 |
| Interest-bearing deposits | 112,546,000 | 110,162,000 | 117,645,000 | 129,206,000 |
| Noninterest-bearing deposits | 52,060,000 | 50,005,000 | 49,035,000 | 48,095,000 |
| Equity capital | 20,890,000 | 21,254,000 | 21,171,000 | 22,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,064,000 | 4,119,000 | 6,298,000 | 8,558,000 |
| Interest expense | 199,000 | 392,000 | 645,000 | 1,048,000 |
| Net interest income | 1,865,000 | 3,727,000 | 5,653,000 | 7,510,000 |
| Noninterest income | 420,000 | 692,000 | 962,000 | 1,245,000 |
| Noninterest expense | 1,262,000 | 2,534,000 | 4,301,000 | 5,514,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 70,000 |
| Pretax income | 1,015,000 | 1,877,000 | 2,245,000 | 3,162,000 |
| Income tax | 194,000 | 349,000 | 415,000 | 323,000 |
| Net income | 821,000 | 1,528,000 | 1,830,000 | 2,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,703,000 | 22,110,000 | 22,112,000 | 22,821,000 |
| Total capital | 22,006,000 | 22,403,000 | 22,446,000 | 23,163,000 |
| Risk-weighted assets | 126,511,000 | 136,249,000 | 142,574,000 | 145,442,000 |