Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,453,000 | 194,451,000 | 187,844,000 | 191,204,000 |
| Total loans | 97,086,000 | 107,468,000 | 112,378,000 | 120,115,000 |
| Allowance for loan losses | 297,000 | 280,000 | 275,000 | 297,000 |
| Securities available for sale | 62,876,000 | 61,535,000 | 59,656,000 | 57,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,021,000 | 170,759,000 | 163,501,000 | 165,368,000 |
| Interest-bearing deposits | 109,963,000 | 122,918,000 | 116,778,000 | 118,045,000 |
| Noninterest-bearing deposits | 45,058,000 | 47,841,000 | 46,723,000 | 47,323,000 |
| Equity capital | 20,745,000 | 21,322,000 | 21,195,000 | 20,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,527,000 | 5,366,000 | 7,395,000 |
| Interest expense | 119,000 | 259,000 | 442,000 | 613,000 |
| Net interest income | 1,588,000 | 3,268,000 | 4,924,000 | 6,782,000 |
| Noninterest income | 528,000 | 1,049,000 | 1,402,000 | 1,778,000 |
| Noninterest expense | 1,454,000 | 3,059,000 | 4,813,000 | 6,566,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 80,000 |
| Pretax income | 642,000 | 1,238,000 | 1,491,000 | 1,912,000 |
| Income tax | 183,000 | 352,000 | 440,000 | 490,000 |
| Net income | 459,000 | 886,000 | 1,051,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,119,000 | 21,246,000 | 21,111,000 | 21,182,000 |
| Total capital | 21,416,000 | 21,526,000 | 21,386,000 | 21,479,000 |
| Risk-weighted assets | 99,613,000 | 113,263,000 | 114,818,000 | 122,394,000 |