Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,875,000 | 181,022,000 | 178,151,000 | 179,304,000 |
| Total loans | 82,471,000 | 87,630,000 | 91,061,000 | 97,361,000 |
| Allowance for loan losses | 264,000 | 273,000 | 285,000 | 280,000 |
| Securities available for sale | 68,066,000 | 66,945,000 | 70,913,000 | 64,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,221,000 | 157,459,000 | 153,935,000 | 156,474,000 |
| Interest-bearing deposits | 117,366,000 | 111,653,000 | 111,581,000 | 112,699,000 |
| Noninterest-bearing deposits | 41,855,000 | 45,806,000 | 42,354,000 | 43,775,000 |
| Equity capital | 20,314,000 | 20,862,000 | 21,047,000 | 20,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,318,000 | 4,996,000 | 6,756,000 |
| Interest expense | 105,000 | 227,000 | 350,000 | 468,000 |
| Net interest income | 1,514,000 | 3,091,000 | 4,646,000 | 6,288,000 |
| Noninterest income | 492,000 | 955,000 | 1,592,000 | 1,979,000 |
| Noninterest expense | 1,405,000 | 2,714,000 | 4,038,000 | 5,312,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 30,000 |
| Pretax income | 600,000 | 1,315,000 | 2,166,000 | 2,933,000 |
| Income tax | 166,000 | 383,000 | 643,000 | 759,000 |
| Net income | 434,000 | 932,000 | 1,523,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,019,000 | 20,217,000 | 20,508,000 | 20,960,000 |
| Total capital | 20,283,000 | 20,490,000 | 20,793,000 | 21,240,000 |
| Risk-weighted assets | 80,135,000 | 86,337,000 | 89,988,000 | 99,069,000 |