Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,556,000 | 168,014,000 | 166,427,000 | 167,266,000 |
| Total loans | 74,407,000 | 76,840,000 | 79,903,000 | 81,489,000 |
| Allowance for loan losses | 316,000 | 314,000 | 294,000 | 271,000 |
| Securities available for sale | 69,873,000 | 71,306,000 | 72,434,000 | 71,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,736,000 | 147,145,000 | 144,648,000 | 144,929,000 |
| Interest-bearing deposits | 103,413,000 | 102,832,000 | 100,461,000 | 105,245,000 |
| Noninterest-bearing deposits | 45,323,000 | 44,313,000 | 44,187,000 | 39,684,000 |
| Equity capital | 18,368,000 | 18,402,000 | 19,207,000 | 19,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,452,000 | 3,014,000 | 4,603,000 | 6,237,000 |
| Interest expense | 109,000 | 216,000 | 322,000 | 423,000 |
| Net interest income | 1,343,000 | 2,798,000 | 4,281,000 | 5,814,000 |
| Noninterest income | 445,000 | 889,000 | 1,387,000 | 1,856,000 |
| Noninterest expense | 1,193,000 | 2,438,000 | 3,630,000 | 4,931,000 |
| Provision for loan losses | 0 | 29,000 | 29,000 | 29,000 |
| Pretax income | 743,000 | 1,367,000 | 2,153,000 | 2,854,000 |
| Income tax | 202,000 | 407,000 | 652,000 | 720,000 |
| Net income | 541,000 | 960,000 | 1,501,000 | 2,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,291,000 | 18,711,000 | 19,252,000 | 19,885,000 |
| Total capital | 18,607,000 | 19,025,000 | 19,546,000 | 20,156,000 |
| Risk-weighted assets | 76,565,000 | 80,206,000 | 82,068,000 | 81,517,000 |