Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,727,000 | 165,214,000 | 162,975,000 | 166,059,000 |
| Total loans | 68,594,000 | 69,239,000 | 69,636,000 | 71,919,000 |
| Allowance for loan losses | 245,000 | 288,000 | 274,000 | 319,000 |
| Securities available for sale | 56,245,000 | 61,146,000 | 65,343,000 | 70,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,172,000 | 146,061,000 | 142,973,000 | 146,007,000 |
| Interest-bearing deposits | 104,408,000 | 101,482,000 | 99,856,000 | 103,305,000 |
| Noninterest-bearing deposits | 44,764,000 | 44,579,000 | 43,117,000 | 42,702,000 |
| Equity capital | 15,426,000 | 16,139,000 | 16,698,000 | 17,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,042,000 | 4,567,000 | 6,120,000 |
| Interest expense | 127,000 | 249,000 | 365,000 | 481,000 |
| Net interest income | 1,415,000 | 2,793,000 | 4,202,000 | 5,639,000 |
| Noninterest income | 436,000 | 790,000 | 1,256,000 | 1,796,000 |
| Noninterest expense | 1,309,000 | 2,521,000 | 3,775,000 | 4,825,000 |
| Provision for loan losses | 13,000 | 63,000 | 63,000 | 119,000 |
| Pretax income | 529,000 | 998,000 | 1,615,000 | 2,486,000 |
| Income tax | 153,000 | 282,000 | 461,000 | 711,000 |
| Net income | 376,000 | 716,000 | 1,154,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,352,000 | 16,692,000 | 17,130,000 | 17,751,000 |
| Total capital | 16,597,000 | 16,980,000 | 17,404,000 | 18,070,000 |
| Risk-weighted assets | 65,290,000 | 66,505,000 | 68,546,000 | 73,217,000 |