Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 177,836,000 | 165,446,000 | 160,994,000 | 164,334,000 |
| Total loans | 73,399,000 | 73,500,000 | 74,867,000 | 74,453,000 |
| Allowance for loan losses | 223,000 | 209,000 | 247,000 | 243,000 |
| Securities available for sale | 37,572,000 | 63,068,000 | 55,218,000 | 56,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,045,000 | 147,680,000 | 143,703,000 | 147,148,000 |
| Interest-bearing deposits | 105,259,000 | 104,524,000 | 100,537,000 | 103,811,000 |
| Noninterest-bearing deposits | 52,786,000 | 43,156,000 | 43,166,000 | 43,337,000 |
| Equity capital | 15,653,000 | 14,594,000 | 13,829,000 | 14,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,789,000 | 4,312,000 | 5,892,000 |
| Interest expense | 175,000 | 337,000 | 474,000 | 613,000 |
| Net interest income | 1,131,000 | 2,452,000 | 3,838,000 | 5,279,000 |
| Noninterest income | 513,000 | 1,011,000 | 1,545,000 | 2,107,000 |
| Noninterest expense | 1,320,000 | 2,687,000 | 3,827,000 | 4,990,000 |
| Provision for loan losses | 0 | 0 | 58,000 | 67,000 |
| Pretax income | 324,000 | 776,000 | 1,493,000 | 2,324,000 |
| Income tax | 104,000 | 225,000 | 432,000 | 665,000 |
| Net income | 220,000 | 551,000 | 1,061,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,537,000 | 15,368,000 | 15,378,000 | 15,976,000 |
| Total capital | 15,760,000 | 15,577,000 | 15,625,000 | 16,219,000 |
| Risk-weighted assets | 66,652,000 | 72,220,000 | 72,601,000 | 71,430,000 |