Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 163,004,000 | 161,531,000 | 156,775,000 | 179,174,000 |
| Total loans | 77,791,000 | 78,321,000 | 76,983,000 | 74,872,000 |
| Allowance for loan losses | 265,000 | 269,000 | 234,000 | 234,000 |
| Securities available for sale | 49,640,000 | 48,660,000 | 44,450,000 | 38,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,364,000 | 144,040,000 | 139,269,000 | 163,100,000 |
| Interest-bearing deposits | 106,024,000 | 106,755,000 | 100,745,000 | 112,678,000 |
| Noninterest-bearing deposits | 38,340,000 | 37,285,000 | 38,524,000 | 50,422,000 |
| Equity capital | 16,819,000 | 16,668,000 | 16,429,000 | 15,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,634,000 | 3,197,000 | 4,674,000 | 6,051,000 |
| Interest expense | 234,000 | 448,000 | 646,000 | 830,000 |
| Net interest income | 1,400,000 | 2,749,000 | 4,028,000 | 5,221,000 |
| Noninterest income | 532,000 | 1,001,000 | 1,519,000 | 2,014,000 |
| Noninterest expense | 1,184,000 | 2,469,000 | 3,756,000 | 4,901,000 |
| Provision for loan losses | 29,000 | 29,000 | 29,000 | 89,000 |
| Pretax income | 719,000 | 1,252,000 | 1,762,000 | 2,245,000 |
| Income tax | 232,000 | 411,000 | 566,000 | 719,000 |
| Net income | 487,000 | 841,000 | 1,196,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,778,000 | 16,632,000 | 16,487,000 | 15,817,000 |
| Total capital | 17,043,000 | 16,901,000 | 16,721,000 | 16,051,000 |
| Risk-weighted assets | 69,367,000 | 70,133,000 | 69,372,000 | 66,939,000 |