Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,461,000 | 142,482,000 | 151,367,000 | 157,703,000 |
| Total loans | 82,221,000 | 81,944,000 | 82,545,000 | 80,092,000 |
| Allowance for loan losses | 247,000 | 271,000 | 270,000 | 321,000 |
| Securities available for sale | 36,486,000 | 43,873,000 | 48,244,000 | 48,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,205,000 | 123,251,000 | 132,826,000 | 140,030,000 |
| Interest-bearing deposits | 92,978,000 | 88,918,000 | 99,033,000 | 104,764,000 |
| Noninterest-bearing deposits | 35,227,000 | 34,333,000 | 33,793,000 | 35,266,000 |
| Equity capital | 16,858,000 | 17,023,000 | 17,017,000 | 16,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,617,000 | 5,553,000 | 7,322,000 |
| Interest expense | 261,000 | 511,000 | 755,000 | 1,003,000 |
| Net interest income | 1,481,000 | 3,106,000 | 4,798,000 | 6,319,000 |
| Noninterest income | 475,000 | 1,057,000 | 1,568,000 | 2,118,000 |
| Noninterest expense | 1,175,000 | 2,269,000 | 3,330,000 | 4,835,000 |
| Provision for loan losses | 5,000 | 32,000 | 70,000 | 143,000 |
| Pretax income | 776,000 | 1,862,000 | 2,966,000 | 3,459,000 |
| Income tax | 250,000 | 627,000 | 998,000 | 1,176,000 |
| Net income | 526,000 | 1,235,000 | 1,968,000 | 2,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,534,000 | 16,743,000 | 16,976,000 | 16,791,000 |
| Total capital | 16,781,000 | 17,014,000 | 17,246,000 | 17,112,000 |
| Risk-weighted assets | 68,447,000 | 66,666,000 | 68,510,000 | 69,081,000 |