Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 139,492,000 | 139,675,000 | 141,780,000 | 141,657,000 |
| Total loans | 76,773,000 | 83,053,000 | 83,072,000 | 83,001,000 |
| Allowance for loan losses | 262,000 | 262,000 | 258,000 | 250,000 |
| Securities available for sale | 40,947,000 | 40,376,000 | 38,120,000 | 37,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,883,000 | 121,120,000 | 122,231,000 | 122,777,000 |
| Interest-bearing deposits | 88,015,000 | 88,525,000 | 89,502,000 | 90,467,000 |
| Noninterest-bearing deposits | 31,868,000 | 32,595,000 | 32,729,000 | 32,310,000 |
| Equity capital | 16,492,000 | 16,888,000 | 17,023,000 | 16,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,663,000 | 5,562,000 | 7,312,000 |
| Interest expense | 327,000 | 608,000 | 891,000 | 1,172,000 |
| Net interest income | 1,398,000 | 3,055,000 | 4,671,000 | 6,140,000 |
| Noninterest income | 413,000 | 813,000 | 1,233,000 | 1,735,000 |
| Noninterest expense | 1,052,000 | 2,126,000 | 3,228,000 | 4,657,000 |
| Provision for loan losses | 34,000 | 53,000 | 53,000 | 77,000 |
| Pretax income | 725,000 | 1,689,000 | 2,623,000 | 3,141,000 |
| Income tax | 234,000 | 556,000 | 862,000 | 1,048,000 |
| Net income | 491,000 | 1,133,000 | 1,761,000 | 2,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,206,000 | 16,548,000 | 16,676,000 | 16,508,000 |
| Total capital | 16,468,000 | 16,810,000 | 16,934,000 | 16,758,000 |
| Risk-weighted assets | 64,394,000 | 68,169,000 | 68,719,000 | 68,277,000 |