Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 138,913,000 | 139,321,000 | 136,708,000 | 140,204,000 |
| Total loans | 73,340,000 | 74,496,000 | 75,860,000 | 76,244,000 |
| Allowance for loan losses | 289,000 | 289,000 | 277,000 | 265,000 |
| Securities available for sale | 47,641,000 | 45,745,000 | 42,297,000 | 42,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,147,000 | 121,814,000 | 118,810,000 | 122,370,000 |
| Interest-bearing deposits | 85,825,000 | 86,296,000 | 86,585,000 | 88,420,000 |
| Noninterest-bearing deposits | 35,322,000 | 35,518,000 | 32,225,000 | 33,950,000 |
| Equity capital | 15,349,000 | 15,566,000 | 15,892,000 | 16,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,793,000 | 3,533,000 | 5,305,000 | 7,171,000 |
| Interest expense | 447,000 | 838,000 | 1,203,000 | 1,559,000 |
| Net interest income | 1,346,000 | 2,695,000 | 4,102,000 | 5,612,000 |
| Noninterest income | 379,000 | 779,000 | 1,213,000 | 1,648,000 |
| Noninterest expense | 1,103,000 | 2,125,000 | 3,141,000 | 4,225,000 |
| Provision for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Pretax income | 442,000 | 1,169,000 | 1,994,000 | 2,855,000 |
| Income tax | 138,000 | 386,000 | 634,000 | 916,000 |
| Net income | 304,000 | 783,000 | 1,360,000 | 1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,280,000 | 15,459,000 | 15,736,000 | 16,015,000 |
| Total capital | 15,569,000 | 15,748,000 | 16,013,000 | 16,280,000 |
| Risk-weighted assets | 65,283,000 | 66,105,000 | 63,713,000 | 65,556,000 |