Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 136,010,000 | 138,185,000 | 134,625,000 | 134,537,000 |
| Total loans | 72,534,000 | 73,493,000 | 72,979,000 | 73,502,000 |
| Allowance for loan losses | 240,000 | 227,000 | 265,000 | 253,000 |
| Securities available for sale | 50,732,000 | 54,976,000 | 51,745,000 | 37,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,887,000 | 121,289,000 | 117,386,000 | 117,568,000 |
| Interest-bearing deposits | 85,442,000 | 87,546,000 | 84,458,000 | 84,909,000 |
| Noninterest-bearing deposits | 33,445,000 | 33,743,000 | 32,928,000 | 32,659,000 |
| Equity capital | 14,979,000 | 14,812,000 | 15,023,000 | 15,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,979,000 | 3,963,000 | 5,890,000 | 7,825,000 |
| Interest expense | 609,000 | 1,198,000 | 1,738,000 | 2,245,000 |
| Net interest income | 1,370,000 | 2,765,000 | 4,152,000 | 5,580,000 |
| Noninterest income | 332,000 | 685,000 | 1,005,000 | 1,296,000 |
| Noninterest expense | 928,000 | 1,901,000 | 2,944,000 | 4,021,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 776,000 | 1,551,000 | 2,165,000 | 2,807,000 |
| Income tax | 255,000 | 526,000 | 727,000 | 938,000 |
| Net income | 521,000 | 1,025,000 | 1,438,000 | 1,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,828,000 | 15,032,000 | 15,145,000 | 15,276,000 |
| Total capital | 15,068,000 | 15,259,000 | 15,410,000 | 15,529,000 |
| Risk-weighted assets | 64,940,000 | 64,525,000 | 64,350,000 | 63,856,000 |