Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 305,625,000 | 307,637,000 |
| Total loans | 126,771,000 | 127,925,000 |
| Allowance for loan losses | 1,572,000 | 1,596,000 |
| Securities available for sale | 141,498,000 | 143,943,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 276,547,000 | 276,852,000 |
| Interest-bearing deposits | 231,056,000 | 230,085,000 |
| Noninterest-bearing deposits | 45,491,000 | 46,767,000 |
| Equity capital | 20,608,000 | 22,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,640,000 | 7,368,000 |
| Interest expense | 1,380,000 | 2,774,000 |
| Net interest income | 2,260,000 | 4,594,000 |
| Noninterest income | 262,000 | 512,000 |
| Noninterest expense | 1,395,000 | 2,828,000 |
| Provision for loan losses | 75,000 | 175,000 |
| Pretax income | 1,052,000 | 2,103,000 |
| Income tax | 238,000 | 454,000 |
| Net income | 814,000 | 1,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,349,000 | 35,183,000 |