Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 140,172,000 | 137,244,000 | 138,922,000 | 144,407,000 |
| Total loans | 46,738,000 | 47,199,000 | 47,874,000 | 48,923,000 |
| Allowance for loan losses | 524,000 | 512,000 | 516,000 | 519,000 |
| Securities available for sale | 73,025,000 | 68,470,000 | 66,617,000 | 70,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,590,000 | 114,399,000 | 115,928,000 | 123,838,000 |
| Interest-bearing deposits | 93,776,000 | 94,026,000 | 95,377,000 | 102,703,000 |
| Noninterest-bearing deposits | 19,814,000 | 20,373,000 | 20,551,000 | 21,135,000 |
| Equity capital | 20,213,000 | 21,018,000 | 21,207,000 | 19,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,565,000 | 3,847,000 | 5,125,000 |
| Interest expense | 155,000 | 295,000 | 417,000 | 535,000 |
| Net interest income | 1,124,000 | 2,270,000 | 3,430,000 | 4,590,000 |
| Noninterest income | 177,000 | 357,000 | 520,000 | 585,000 |
| Noninterest expense | 928,000 | 1,925,000 | 2,841,000 | 3,720,000 |
| Provision for loan losses | 4,000 | 16,000 | 32,000 | 80,000 |
| Pretax income | 369,000 | 686,000 | 1,077,000 | 1,375,000 |
| Income tax | 19,000 | 37,000 | 54,000 | 54,000 |
| Net income | 350,000 | 649,000 | 1,023,000 | 1,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,308,000 | 19,607,000 | 19,981,000 | 19,763,000 |
| Total capital | 19,832,000 | 20,119,000 | 20,497,000 | 20,282,000 |
| Risk-weighted assets | 84,605,000 | 83,248,000 | 83,942,000 | 87,675,000 |