Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 133,863,000 | 133,550,000 | 133,249,000 | 145,728,000 |
| Total loans | 45,120,000 | 45,736,000 | 47,262,000 | 49,076,000 |
| Allowance for loan losses | 651,000 | 659,000 | 658,000 | 615,000 |
| Securities available for sale | 73,432,000 | 71,790,000 | 71,740,000 | 71,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,379,000 | 108,346,000 | 107,214,000 | 119,933,000 |
| Interest-bearing deposits | 89,060,000 | 89,978,000 | 88,362,000 | 99,503,000 |
| Noninterest-bearing deposits | 19,319,000 | 18,368,000 | 18,852,000 | 20,430,000 |
| Equity capital | 19,369,000 | 19,090,000 | 19,832,000 | 19,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,465,000 | 3,736,000 | 5,013,000 |
| Interest expense | 129,000 | 260,000 | 396,000 | 534,000 |
| Net interest income | 1,086,000 | 2,205,000 | 3,340,000 | 4,479,000 |
| Noninterest income | 136,000 | 336,000 | 471,000 | 647,000 |
| Noninterest expense | 866,000 | 1,775,000 | 2,714,000 | 3,681,000 |
| Provision for loan losses | 2,000 | 6,000 | 10,000 | 10,000 |
| Pretax income | 354,000 | 760,000 | 1,087,000 | 1,435,000 |
| Income tax | 18,000 | 38,000 | 64,000 | 66,000 |
| Net income | 336,000 | 722,000 | 1,023,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,419,000 | 18,804,000 | 19,106,000 | 18,958,000 |
| Total capital | 19,070,000 | 19,463,000 | 19,764,000 | 19,573,000 |
| Risk-weighted assets | 78,753,000 | 81,406,000 | 82,058,000 | 86,128,000 |