Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,855,000 | 119,430,000 | 124,306,000 | 125,886,000 |
| Total loans | 40,492,000 | 39,704,000 | 39,414,000 | 40,516,000 |
| Allowance for loan losses | 571,000 | 568,000 | 561,000 | 547,000 |
| Securities available for sale | 68,146,000 | 66,839,000 | 68,639,000 | 68,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,368,000 | 102,130,000 | 101,589,000 | 103,734,000 |
| Interest-bearing deposits | 86,595,000 | 86,906,000 | 85,611,000 | 88,836,000 |
| Noninterest-bearing deposits | 15,773,000 | 15,224,000 | 15,978,000 | 14,898,000 |
| Equity capital | 17,842,000 | 16,198,000 | 16,601,000 | 16,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,400,000 | 3,607,000 | 4,804,000 |
| Interest expense | 132,000 | 259,000 | 371,000 | 494,000 |
| Net interest income | 1,076,000 | 2,141,000 | 3,236,000 | 4,310,000 |
| Noninterest income | -43,000 | 28,000 | 68,000 | 178,000 |
| Noninterest expense | 807,000 | 1,638,000 | 2,431,000 | 3,258,000 |
| Provision for loan losses | 43,000 | 57,000 | 69,000 | 71,000 |
| Pretax income | 323,000 | 613,000 | 944,000 | 1,299,000 |
| Income tax | 29,000 | 39,000 | 57,000 | 3,000 |
| Net income | 294,000 | 574,000 | 887,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,646,000 | 16,925,000 | 17,238,000 | 17,187,000 |
| Total capital | 17,217,000 | 17,493,000 | 17,799,000 | 17,734,000 |
| Risk-weighted assets | 70,451,000 | 71,429,000 | 71,527,000 | 73,321,000 |