Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 119,539,000 | 119,509,000 | 119,439,000 | 120,918,000 |
| Total loans | 43,321,000 | 42,258,000 | 40,835,000 | 40,160,000 |
| Allowance for loan losses | 802,000 | 837,000 | 833,000 | 510,000 |
| Securities available for sale | 63,604,000 | 65,582,000 | 63,256,000 | 66,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,141,000 | 100,208,000 | 99,205,000 | 101,357,000 |
| Interest-bearing deposits | 88,375,000 | 86,886,000 | 84,823,000 | 86,836,000 |
| Noninterest-bearing deposits | 12,766,000 | 13,322,000 | 14,382,000 | 14,521,000 |
| Equity capital | 16,880,000 | 17,658,000 | 18,209,000 | 17,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,475,000 | 3,706,000 | 4,913,000 |
| Interest expense | 187,000 | 365,000 | 529,000 | 666,000 |
| Net interest income | 1,080,000 | 2,110,000 | 3,177,000 | 4,247,000 |
| Noninterest income | 91,000 | 273,000 | 398,000 | 541,000 |
| Noninterest expense | 698,000 | 1,412,000 | 2,202,000 | 3,047,000 |
| Provision for loan losses | 20,000 | 114,000 | 159,000 | 193,000 |
| Pretax income | 453,000 | 857,000 | 1,214,000 | 1,548,000 |
| Income tax | 56,000 | 80,000 | 101,000 | 99,000 |
| Net income | 397,000 | 777,000 | 1,113,000 | 1,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,760,000 | 16,140,000 | 16,475,000 | 16,351,000 |
| Total capital | 16,562,000 | 16,977,000 | 17,308,000 | 16,861,000 |
| Risk-weighted assets | 70,118,000 | 69,140,000 | 68,237,000 | 69,951,000 |