Call reports 2011
FARMERS AND MERCHANTS BANK — 2011
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 107,949,000 | 109,832,000 | 112,447,000 | 118,175,000 |
| Total loans | 43,179,000 | 43,039,000 | 43,792,000 | 43,811,000 |
| Allowance for loan losses | 627,000 | 710,000 | 740,000 | 769,000 |
| Securities available for sale | 54,546,000 | 58,089,000 | 57,885,000 | 57,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,467,000 | 92,954,000 | 93,973,000 | 100,409,000 |
| Interest-bearing deposits | 80,171,000 | 80,217,000 | 81,144,000 | 88,176,000 |
| Noninterest-bearing deposits | 12,296,000 | 12,737,000 | 12,829,000 | 12,233,000 |
| Equity capital | 14,029,000 | 15,251,000 | 16,307,000 | 16,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,539,000 | 3,852,000 | 5,147,000 |
| Interest expense | 235,000 | 465,000 | 678,000 | 880,000 |
| Net interest income | 1,017,000 | 2,074,000 | 3,174,000 | 4,267,000 |
| Noninterest income | 114,000 | 274,000 | 377,000 | 444,000 |
| Noninterest expense | 737,000 | 1,512,000 | 2,286,000 | 2,970,000 |
| Provision for loan losses | 31,000 | 88,000 | 106,000 | 127,000 |
| Pretax income | 363,000 | 764,000 | 1,175,000 | 1,617,000 |
| Income tax | 14,000 | 40,000 | 75,000 | 99,000 |
| Net income | 349,000 | 724,000 | 1,100,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,530,000 | 14,904,000 | 15,280,000 | 15,240,000 |
| Total capital | 15,157,000 | 15,614,000 | 16,020,000 | 16,009,000 |
| Risk-weighted assets | 68,129,000 | 67,838,000 | 69,048,000 | 70,018,000 |