Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,170,000 | 94,823,000 | 92,602,000 | 96,340,000 |
| Total loans | 28,723,000 | 28,402,000 | 28,694,000 | 27,838,000 |
| Allowance for loan losses | 386,000 | 420,000 | 427,000 | 376,000 |
| Securities available for sale | 55,569,000 | 57,393,000 | 53,974,000 | 55,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,853,000 | 69,125,000 | 64,893,000 | 70,736,000 |
| Interest-bearing deposits | 61,349,000 | 58,291,000 | 53,959,000 | 60,246,000 |
| Noninterest-bearing deposits | 11,504,000 | 10,834,000 | 10,934,000 | 10,490,000 |
| Equity capital | 10,002,000 | 10,973,000 | 10,841,000 | 10,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,405,000 | 3,632,000 | 4,855,000 |
| Interest expense | 353,000 | 730,000 | 1,143,000 | 1,587,000 |
| Net interest income | 834,000 | 1,675,000 | 2,489,000 | 3,268,000 |
| Noninterest income | 141,000 | 232,000 | 326,000 | 304,000 |
| Noninterest expense | 596,000 | 1,205,000 | 1,795,000 | 2,421,000 |
| Provision for loan losses | 20,000 | 50,000 | 50,000 | 0 |
| Pretax income | 365,000 | 671,000 | 988,000 | 1,183,000 |
| Income tax | 85,000 | 125,000 | 167,000 | 196,000 |
| Net income | 280,000 | 546,000 | 821,000 | 987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,371,000 | 10,636,000 | 10,912,000 | 10,674,000 |
| Total capital | 10,757,000 | 11,056,000 | 11,339,000 | 11,050,000 |
| Risk-weighted assets | 51,068,000 | 50,426,000 | 50,081,000 | 51,083,000 |
Machine access — free, no API key
Every figure shown here about FARMERS AND MERCHANTS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.