Call report 2025Q4
CITIZENS BANK & TRUST COMPANY — 2025Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,958,000 | USD | evidence → |
| Total loans | 87,863,000 | USD | evidence → |
| Allowance for loan losses | 1,824,000 | USD | evidence → |
| Securities available for sale | 33,685,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,201,000 | USD | evidence → |
| Interest-bearing deposits | 77,682,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,519,000 | USD | evidence → |
| Equity capital | 16,499,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,866,000 | USD | evidence → |
| Interest expense | 1,962,000 | USD | evidence → |
| Net interest income | 5,904,000 | USD | evidence → |
| Noninterest income | 521,000 | USD | evidence → |
| Noninterest expense | 3,722,000 | USD | evidence → |
| Provision for loan losses | 241,000 | USD | evidence → |
| Pretax income | 2,405,000 | USD | evidence → |
| Income tax | 596,000 | USD | evidence → |
| Net income | 1,809,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,099,000 | USD | evidence → |
| Total capital | 16,281,000 | USD | evidence → |
| Risk-weighted assets | 93,770,000 | USD | evidence → |