Call report 2022Q4
CITIZENS BANK & TRUST COMPANY — 2022Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,955,000 | USD | evidence → |
| Total loans | 62,055,000 | USD | evidence → |
| Allowance for loan losses | 1,654,000 | USD | evidence → |
| Securities available for sale | 48,828,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,678,000 | USD | evidence → |
| Interest-bearing deposits | 76,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,472,000 | USD | evidence → |
| Equity capital | 11,635,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,208,000 | USD | evidence → |
| Interest expense | 201,000 | USD | evidence → |
| Net interest income | 4,007,000 | USD | evidence → |
| Noninterest income | 339,000 | USD | evidence → |
| Noninterest expense | 2,844,000 | USD | evidence → |
| Provision for loan losses | -130,000 | USD | evidence → |
| Pretax income | 1,630,000 | USD | evidence → |
| Income tax | 409,000 | USD | evidence → |
| Net income | 1,221,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,956,000 | USD | evidence → |
| Total capital | 13,881,000 | USD | evidence → |
| Risk-weighted assets | 73,298,000 | USD | evidence → |